Outsourced Finance Director

Get clarity on pricing, profit and cashflow — without a full-time FD

Most growing businesses don’t need more bookkeeping. They need someone who can explain where the money is going, which work makes a profit, and why the bank balance never matches the workload. This part-time FD service gives you clear reporting, job profitability, budgets and cashflow plus support for your bookkeeper, for a simple monthly fee.

  • ✅ Owner-managed businesses £250k–£3m
  • ✅ Keep your existing bookkeeper
  • ✅ Plain-English, decision-ready reports

Is this service right for you?

The Outsourced FD service works best for businesses with a team, regular projects or jobs, and a serious interest in margins and cashflow – but without the need (or budget) for a full-time Finance Director.

  • You’re trading through a limited company
  • Turnover is roughly £250k–£3m
  • You already use some form of accounting system
  • You want clarity on pricing, margins and cashflow – not just compliance

If that sounds like you, the next step is a quick, no-obligation enquiry.

Start FD enquiry
📊 Monthly management & KPI packs
💷 Pricing, budgets & cashflow
🧾 Works alongside your bookkeeper
📍 Based in Ayr, working UK-wide

Who this is for

This service is designed for owner-managed businesses that have outgrown basic bookkeeping, but aren’t ready for a full-time Finance Director.

  • 🚚 Trades, construction, landscaping, and service businesses
  • 📈 Typically £250k–£3m turnover
  • 👥 Already using some kind of accounting system (or happy to tidy one up)
  • 🤝 Want clearer numbers, job profitability, and cash control

If you’re mostly looking for Self Assessment help as a sole trader or landlord, our main services may be a better fit – this FD service is for businesses with teams and projects.

What you actually get

  • ✔️ Monthly or quarterly finance packs focused on pricing, margins and cashflow
  • ✔️ Job, project and team profitability so you can see what really makes money
  • ✔️ Rolling budgets and cashflow forecasts so you’re not flying blind
  • ✔️ A regular board-style review meeting to turn numbers into decisions
  • ✔️ Oversight and mentoring for your bookkeeper so the data is accurate and on time

What I actually fix

Most £250k–£3m businesses I see are busy, but the numbers haven’t kept up. Common problems include:

  • Jobs priced without true costs in mind
  • Teams working hard but margins unclear
  • Discounts and overruns not properly tracked
  • Cashflow that swings from feast to famine
  • Systems (Xero, Simpro, EPOS etc.) used at 20% of their potential
  • Reports that exist, but don’t answer real questions
  • Owners making big decisions on incomplete information
  • Bookkeepers doing their best without finance direction
  • No clear view of which work actually makes profit

My job is to join all of this up – so you can see what’s really happening and act on it.

One-off project

Finance MOT & Action Plan

Not ready for a monthly FD package? Start with a structured Finance MOT. You’ll complete a short questionnaire, share recent figures, and we’ll have a focused call to go through what’s really happening, then you get a practical 90-day plan to get back in control.

  1. Complete a short pre-MOT questionnaire about your business and current challenges
  2. Send recent accounts and any management reports or summaries you already have
  3. I review everything and prepare a clear diagnostic of what’s working and what isn’t
  4. We meet for a 1-hour call to go through findings and agree a simple 90-day action plan

Fixed fee £595 • Includes review, call, written summary and 90-day action plan. If you later move onto a monthly FD package within 60 days, we’ll credit £200 against your first invoices.

Start your Finance MOT
FD packages

Simple, flexible monthly packages

Most clients work with me for 1–3 days a month. Enough support to stay in control, without hiring full-time finance staff.

Ideal for smaller businesses

Essentials – Financial Clarity

For steady, growing businesses that want regular visibility on profit and cashflow without overcomplicating things.

£295 / month

Fixed fee, reviewed annually.

  • Monthly review of accounts and reconciliations
  • Simple management report with charts & key figures
  • Quarterly budget and cashflow check-in
  • Email support for finance questions
  • Bookkeeper support available as an add-on
Most popular

Growth Partner – Finance Support

For busy owner-managed firms that want clear margins, better pricing, reliable cashflow and a finance partner to help interpret the numbers each month.

£495 / month

Fixed fee, reviewed annually.

  • Full monthly management report & commentary
  • Job/project profitability summaries
  • Rolling budget and cashflow forecast
  • Monthly review meeting (online or in person)
  • Light support for your bookkeeper included
For growing businesses

Finance Director – Full Partnership

For larger or fast-growing businesses, or those with investors, needing board-level insight, forecasting and support across multiple teams or divisions.

£795 / month

Fixed fee, tailored to complexity.

  • Detailed monthly management pack & KPIs
  • Job, team, or division profitability analysis
  • Quarterly forecasting & scenario planning
  • Board-style review meeting each month
  • Hands-on mentoring for your bookkeeper included

Bookkeeper support add-ons

Already have a bookkeeper or admin person? We can support and mentor them so the data we work from is accurate, timely, and consistent. Support is built into the higher packages, and can be added to Essentials if needed.

Light Support Included with Growth Partner
+£95 / month with Essentials

Ideal if your bookkeeper is experienced but wants a safety net.

  • Monthly review of bookkeeping quality
  • Short feedback summary with action points
  • Email support for quick questions
  • Templates & checklists for month-end

Hands-on Mentoring Included with FD Partnership
+£195 / month with other plans

For in-house staff who are still building confidence with bookkeeping and reporting.

  • Monthly Zoom or in-person training session
  • Help setting up automation & better workflows
  • Guidance on reconciliations and reporting
  • Occasional corrections when needed

If you don’t yet have a bookkeeper, we can also provide full bookkeeping through Ayrshire Accountancy, we’ll discuss this separately and agree a tailored fee.

Real transformations – from busy to clear

These are the kinds of situations I’m brought into – and the type of change you can expect.

Community leisure centre

A community leisure centre was making big decisions with bad information. I fixed the systems, cut waste, and helped secure around £190k in funding so the board finally had clarity and control.

Read the full story →

Flooring business

A flooring business was working hard but losing money. The issue wasn’t sales – it was the model. We reset pricing, overheads and structure so it could finally become simpler and more profitable.

Read the full story →

How the FD service works

📅

1. Discovery call

We talk through your current setup, what’s working, and where you want more clarity on pricing, profit, cash, reporting – or all four.

🧮

2. Set up your reporting

We agree your key KPIs and build simple management reports around your priorities and existing systems – nothing overly fancy, just what you’ll actually use.

🧭

3. Monthly or quarterly rhythm

Each period we review the numbers, prepare your pack, and meet to talk through results and next steps, so you’re never guessing.

💡

Not just numbers... decisions

Reports are written for humans, not accountants. You’ll know what’s working, what isn’t, and what to do next.

🤝

Works alongside your team

Your existing bookkeeper keeps doing what they do best. We review, support, and turn their work into board-level insight.

🧘

Calm, predictable finance

No more “where’s the money gone?” moments. You’ll have a clear picture of cash, commitments, and upcoming pressure points.

Ready for clearer numbers and calmer decisions?

Book a free 30-minute chat to see if the Outsourced FD service is a good fit for your business.

FD service FAQs

Usually, no. Your bookkeeper or admin team handles the day-to-day entries. I review their work, support them, and turn the data into clear reports, budgets, and cashflow that you can use to run the business. If you don’t have a bookkeeper, we can help with that separately through Ayrshire Accountancy.

Not necessarily. I can usually work with your existing system as long as the data is reasonably consistent. If we think a change would make a big difference, we’ll talk it through and plan it properly with no surprises.

Most clients commit for an initial 6–12 months so we can get systems bedded in and see trends over time. After that, we review what’s working and adjust the level of support if needed... up, down, or pause.

Yes. Most FD work is done via video calls and shared reports, so location isn’t a problem. For larger packages or key meetings, in-person sessions can be arranged where practical.